SSDI – VS – SSI – Martin Medical Services

Martin Medical Services & Solutions, Inc.

SSDI – VS- SSI

What Is Social Security Disability Insurance benefits (SSDI)?

Social Security Disability Insurance, also known as SSDI or SSD, is insurance that provides income for individuals who have worked and paid Federal Insurance Contributions Act (FICA) taxes. The FICA tax is a United States payroll tax imposed by the federal government on both employees and employers to fund Social Security and Medicare. Social Security Disability benefits are payable to disabled workers, widows, widowers, children under age 18, or adults who have been disabled since childhood. SSDI also provides a variety of benefits to family members when a primary wage earner in the family becomes disabled or deceased.

Social Security Disability Eligibility Requirements based on the Federal Guidelines:

To be eligible to receive Social Security Disability benefits you or a qualifying family member must be fully and currently insured under the Social Security program. What this means is that you must have worked and paid your FICA taxes to the government for approximately 5 of the last 10 years. Fully insured requires you to have worked at least several years after the age of 21; how many years depends on your age.

If you are 18-21, you can qualify for SSDI under your parents’ earning record even if you have never worked. Doing so would make you eligible for SSDI and make you eligible for Medicare instead of Medicaid. However, you must apply in those three years before you turn 21.

Self-employed workers and certain professions do not automatically pay into Social Security. If you or a qualifying family member has paid the required amount of Social Security taxes, and a doctor who says you simply can’t work anymore as a result of your clinical impairment(s) then, you are probably eligible for disability insurance benefits.

Under the SSA’s rules, you may be considered disabled if you satisfy the following requirements:

Your disability has lasted or is expected to last for at least 12 months (one year). If your disability is expected to result in death before the 12-month requirement is met, you will satisfy this requirement.
Depending on your age, you are unable to do any of the jobs that you performed in the past 15 years, or, if you are a younger individual, you are unable to do any type of work, notwithstanding whether you have performed that type of work in the past.
The medical evidence supporting your claim convinces the Social Security Administration that your impairment is severe enough under their rules to prevent you from working. If your case is at the initial application or reconsideration stages, an adjudicator and physician from DDS (Department of Disability Determination) will make that determination. If you are at the hearing or Appeals Council stages, an administrative law judge will decide your claim.

What is Supplemental Security Income (SSI)?

Supplemental Security Income (SSI) pays monthly cash benefits to people who are age 65 or older, those who are blind or those who have a disability and who do not own much or have a lot of income. The requirements for SSI disability are the same as with Social Security Disability, however, to qualify for SSI a financial need threshold must also be met. An individual may collect both Social Security Disability Insurance and SSI if they are insured and their Social Security Disability Insurance benefit amount is less than their state’s maximum SSI benefit. However, unlike Social Security disability, SSI does not require the claimant to have worked and paid taxes. An individual can collect SSI benefits if they meet the disability and financial need requirements. For more information, call us or fill out our evaluation form by clicking below.

To qualify financially for SSI eligibility Florida, a single individual cannot have more than $2,000 worth of total countable assets (and if you are married, you may jointly have up to $3,000 as assets) numbers can fluctuate based on cost of living.

Defining SSI Income and Assets:

The SSA is very strict about your “income” amount. Income is considered any money you gather from wages, pensions, and other benefits. Your income cut-offs will vary state by state.

By comparison, the SSA determines “resources” to be anything you own, such as cash, real estate, stocks, and bonds. The SSA will not consider everything that you own as “resources”. In fact, your residence is not included. Small life insurance policies are not included, for more information contact Martin Medical Services & Solutions for further inquiries.

With the assistance of an MMS representative, you can effectively prove to the SSA that you are only making a minimal amount. Without an MMS representative, you may make errors on your application, leading to the denial of SSI payments.

VETERANS DISABILITY (Get the benefits you deserved)

Are You a Veteran Unable to Work Due To Health Issues? You May Be Entitled to Expedited Handling & Maximum Social Security Benefits.

Can I collect both Social Security Disability while collecting VA benefits?

Yes. VA disability benefits are awarded to those who actively served in the military and were discharged on any grounds except dishonorable.
Veterans over the age of 55 have an advantage when filing a disability claim. This is where age becomes highly beneficial if you are over 55 years old. Most first-time applicants are denied when applying for Social Security Disability benefits. In fact, statistics has shown that 75% of those applying on their own are denied by the Social Security Administration. If you have applied and been denied, the most important thing to do is to appeal the decision prior of the 60 days deadline. a veteran may have to self-identify as meeting the rating and provide the VA notification letter as proof.

How long does the process take?

Prior of 2020 claims ranged from 3-6 months for a favorable decision at Martin Medical Services and Solutions. But during these difficult times and specially after COVID Claims can range from 8 months -12 months to be adjudicated at the First Initial and Reconsideration Level. Hearings can range between 12-24 months to obtain a hearing date with an administrative judge.

How much will I receive?
Benefit amounts vary; as not everyone contribute to Fica, Medicare, Social Security the same amount.

Will I be entitled for Medicare?
Once we have obtained a favorable decision on your approval, your Medicare entitlement will be 24 months from the onset date of your disability eligibility.

STATE BENEFITS THROUGH MARTIN MEDICAL SERVICES & SOLUTIONS:

Martin Medical Services and Solutions has been representing clients with The Department Of Children And Families (DCF) for Medicaid, Food Stamps, Qualified Medicare Beneficiary (QMB), Medically Needy, We assist Hospitals and patients covering their outstanding hospital bills and also providing legal representation for Medicaid based on clinical conditions.

While anyone can fill out the Medicaid application through my (www.myflorida.com/accessflorida), issues can arise when information is entered incorrectly or insufficiently. Not fully comprehending the process after the application has been submitted delays and denials can cost the Medicaid applicant significant lump-sums of money. This can result of loss of insurance and individuals not getting the proper health treatment with their physicians. Not having health insurance and being Self-Pay can also financially impact of not being able to afford to buy medication.

Medicaid applicants can call the customer service line at:
1-866-762-2237

Martin Medical Services & Solutions, Inc. • 15311 NW 6oth Avenue, Suite 100, Miami Lakes, Florida 33014 • (305) 822-3040